Tier 1 Microfinance Bank for Sale in Lagos Island

Description

Commercial Property | Location: along the Lekki–Epe Expressway, Lagos Island

Original Description

*🌟🌟🌟TIER 1 MICROFINANCE BANK FOR SALE *Fully Licensed • Debt-Free • Digitally Enabled • Strategically Located* A fully operational Tier 1 Microfinance Bank with robust digital infrastructure and a prime Lagos Island location is available for immediate acquisition under a plug-and-play arrangement. *1. REGULATORY & COMPLIANCE STATUS* 1. Fully licensed Tier 1 Microfinance Bank in excellent standing with the Central Bank of Nigeria (CBN). 2. All regulatory filings and statutory returns are up-to-date. 3. No penalties or regulatory infractions – proof of strong governance and compliance. 4. Occupies a functional office space of 160 sqm. *2. LOCATION & STRATEGIC ADVANTAGE* 1. Situated along the Lekki–Epe Expressway, Lagos Island. 2. High visibility and accessibility for both retail and corporate markets. 3. Serves key financial hubs including Lekki, Victoria Island, and Ikoyi. 4. Located in a rapidly developing business and residential corridor. *3. FINANCIAL STRUCTURE & STABILITY* 1. Zero liabilities – the bank has a clean balance sheet. 2. Fully Capitalized at ₦300 Million. 3. Operates a plug-and-play model allowing instant business continuity post-acquisition. 4. Transparent financial reporting and prudent management. *4. HUMAN CAPITAL & ORGANIZATION* 1. Teamed with professionally trained staff across operations, compliance, and risk. 2. Strong management framework with a customer-centric culture. 3. Stable, disciplined workforce ensuring consistent service delivery. *5. FACILITIES & ENVIRONMENT* 1. Fully furnished bespoke office setup. 2. Modern work environment designed for productivity and client comfort. 3. Infrastructure supports smooth financial service delivery and business expansion. *6. DIGITAL & TECHNOLOGICAL INVESTMENTS* 1. Debit Card Platform & Card Integration (Over 10,000 cards/virtual customers: 5,000 Verve & 5,000 Mastercard). 2. Core Banking Application for seamless operations. 3. USSD Banking for easy customer access. 4. Mobile Banking Application (Android & iOS). 5. Automated Lending/Recovery Technology. 6. NIBSS Integration for real-time interbank transfers. 7. Supports microloans, SME lending, and proof-of-funds services. *7. OFFER DETAILS* *1. Net Price* ₦2.8 Billion *2. Scope of Sale* : License + all operational undertakings. *3. Transaction Mode* : Direct acquisition under plug-and-play model. *4. License Status* : Valid and operational with CBN. *5. Agency Fee:* 10% payable by buyer/investor for all engaged facilitators.

Property Details

Property Type

Commercial Property

Category

Commercial Property

Available For

For Sale

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